Helping You To Raise Funds Without Remortgaging
A second charge mortgage works just like a normal mortgage. It’s secured against your property and you will make monthly repayments until the full loan and interest is paid back. The beauty of this type of mortgage is that you can raise funds for any legal purpose without disturbing your current mortgage.
For example, home improvements, debt consolidation or a deposit for a buy to let. Some lenders who have a first charge may request you seek their permission first.
If you have been declined by your current mortgage lender for a remortgage or further advance due to bad credit then don’t despair. We will refer you on to a trusted third party with access to lenders who offer competitively priced second charge mortgage products for borrowers with current and bad credit history. Rates and criteria are competitive and they can access lenders from across the market, so you can feel rest assured that we will work hard to get you the most suitable deal.
This service is offered by referral to a third party.