Informed Choice
We will review the mortgages available to you based on your personal financial situation and apply for one on your behalf. This can save you time by telling you which lenders are likely to accept you and how to improve your application. We can speed up the process by dealing with some of the paperwork.
Using SC Mortgage Consultants can save you a lot of time and stress, as we will handle everything from searching for a deal to applying and communicating with the lender on your behalf. We have expert knowledge of the mortgage market and will be able to recommend deals that suit your personal situation.
We will know which lenders are most likely to accept you and help you steer clear of applying for deals you’re unlikely to get. We can also look to assist borrowers with bad credit to get back on track. If you have been declined a mortgage or cannot re-mortgage due to bad credit – then don’t despair.
As impartial advisers we can source mortgages from across the market, including specialist lenders and products that are not available on the high street, meaning potentially saving you thousands of pounds over the course of your mortgage and related protection policies.
First Time Buyers
We’re here to support first-time buyers every step of the way; from working out how much you can borrow to helping you understand the application process until you have the keys to your home.
Remortgage
Remortgages can be used for various reasons. Most people simply switch mortgages because it will work out cheaper for them.
Moving Home
Moving home can seem like a daunting and expensive process, but at SC Mortgage Consultants our service is designed to save you time and money as well as finding you the right mortgage.
Buy To Let
It’s really important that landlords who are looking to purchase or re-mortgage buy to let properties seek advice from a qualified Mortgage & Protection Adviser.
Bad Credit Mortgage
Our expert Mortgage Consultants work with lenders across the mortgage market.
Complex Income
Whether you’re a Limited Company, Self Employed/Sole Trader, Contractor we have the knowledge, experience and relationship to ensure we get the right mortgage for you.
Mortgage Calculator
Calculate the costs of your mortgage payments.
Equity Release
Equity release can help many people reaching retirement age or over.
Second Charge Mortgage
A second charge mortgage works just like a normal mortgage. It’s secured against your property and you will make monthly repayments until the full loan and interest is paid back.