Helping Borrowers With Bad Credit
If you’ve had a:
• Few missed credit card payments.
• A County Court Judgement (CCJ’s).
• In a Debt Management Plan (DMP).
Our expert Mortgage Consultants work with every lender across the mortgage market. We know which lenders specialise in offering products that are tailored to customers who have current or past bad credit.
The mortgage products available are exactly the same as standard mortgage products. The main difference is simply the way they are assessed; some lenders do not credit score and instead manually assess each application individually. This allows the lender to take into consideration unexpected life events which may have caused the bad credit. For example, loss of job or divorce.